ACAP Group are a Dublin based organisation with offices in the US and the Middle East. ACAP have established themselves as a market leader in the Republic of Ireland offering the most competitive rates and efficient mortgage packages. They prefer to provide their services through long term business relationships with their customers and work accordingly.

ACAP Group is recognized for its high service standards within the international banking industry and has over 350 banking relationships worldwide. Personal service and efficient customer support are vitally important to save your clients time and frustration in coping with language barriers, finding and comparing rates and understanding the terms and conditions of the various products they are offering.

ACAP provide a solution to mortgages in the following countries:

• France
• Germany
• Portugal
• Spain
• USA

CONTI FINANCIAL SERVICES

Established in 1994, Conti is the UK’s leading, independently owned, Overseas Mortgage provider. Over the years Conti has helped thousands of people to purchase and remortgage properties all over the world. With their global network of overseas lenders and property experts in more than 45 countries, Conti can find the right mortgage for you - one that meets your individual requirements and personal circumstances - at the best rate.

You can rely on Conti's experienced mortgage advisors with their specialist knowledge of individual countries to obtain an Approval in Principle and get your mortgage offer fast. They will even help you sort out the small print, so you can relax knowing that everything will be taken care of and look forward to owning your new home overseas.

Conti prides itself on providing a comprehensive service in over 45 countries, including:

• Italy • Cyprus • Greece • Malta • Canada • Australia
• South Africa • Cape Verde • Bulgaria • Turkey • Israel
• Monaco • Switzerland • Czech Republic • Andorra
• Gibraltar • New Zealand • Poland • Dubai • UK

• Fixed: Keep your monthly payments the same with our Fixed rate mortgage. You'll have the comfort of knowing how much your repayments will be for the life of the loan, and you won't be affected by interest rate rises. The term loan can be from 5 to 35 years.
• Variable: This mortgage offers a discounted rate that is fixed for the first year. Each year your interest rate and monthly payments will be recalculated based on the 12 month Euribor rate plus the agreed margin. This rate will be fixed for the next year. This process will be repeated on an annual basis.
• Interest Only: You can have an Interest Only mortgage, for up to 20 years, for purchases only. Your mortgage will need to be repaid in full after this period. A valuation will be required for all applications.